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TOOL 02 / 06 · EXPENSES

Monthly Expense Tracker

Add the expenses you choose to record and compare them with a monthly budget.

Free · No sign-up · Instant estimate · Print or download

Your planning inputs

Enter figures for one period and one currency. Do not enter bank login details, account numbers or card details.

Leave blank to see expense totals without a budget comparison.
For example: November 2026. This does not filter transactions.

Inputs stay in this page’s memory only. Reloading, leaving or closing the page clears them. Download first if you need a copy.

FABBalanceEnquiry.com · Independent personal planning worksheet

YOUR WORKSHEET

A result you can review.

Add your own figures, or load the clearly labelled example. Your estimate appears here after calculation.

THE WORKING, NOT A BLACK BOX

Behind the result - No mystery in the method

What this tool calculates

Recorded expenses = the sum of entered expense rows. If you enter a budget, budget − recorded expenses = remaining budget. Optional category totals group the rows you labelled.

What it does not do

It does not import transactions, monitor spending, detect duplicates or reset itself each month. The total is only as complete as the rows you add. It does not fetch a real bank balance, access a bank account, or store planning data on a server.

Inputs, rounding and privacy

Use a full stop for decimals, no grouping commas, and at most two decimal places. Amounts are limited to 1,000,000,000 per field. A currency choice changes display labels only; no exchange rates are applied. Blank optional fields are omitted from the worksheet; blank optional amounts contribute zero when arithmetic needs a value. Recurring-cost equivalents are rounded for display only. Entered text is displayed literally, not interpreted as HTML.

Printing and text downloads are generated in your browser. This tool does not save inputs in cookies, local storage or a database. Your device, browser extensions, print service and saved copies are outside this site’s control.

A FEW USEFUL ANSWERS

Before you go

Does this record my real transactions automatically?

No. You add each expense yourself. No account is connected, and a missing row will not appear in the total.

Can I track another month?

Use a month label and only the expenses for that month. Download your current worksheet first, then clear it for a new month. The label does not sort or retrieve transactions.

Do I need to enter a budget or category?

No. A blank budget removes the budget comparison. Blank categories are omitted, and all entered expense amounts still count in the total.

Can I keep my expense list without an account?

Yes. Print it or download a text worksheet. There is no sign-up or server save; your working list is cleared when you refresh, navigate away or close the page.